The financial chaos on Planet Earth is not the problem, it's just a bad excuse for the current state of the game.
The truth is that over the years MA has made some bad decisions that hurt the game in the long run. MA changes to the game tend to neglect the new players and made the game even...
Exactly, MA is neglecting the noobs needs... the GateWay was a good start (still need some improvements) but still the percentage of new players that stick with the game is very very low