I have to say, the OP has it nailed down to the button, sure i assume most people would love to borrow a good fap, a good gun, or whatnot, and some might not have enough collateral to do so.
In retrospect as one evolves in the universe, collateral is really a must either way, unless you live close enough to the person borrowing items for a good asswhooping should something go wrong (but make sure the item is small enough that an asswhooping would solve things).
Me personally, still wish i could borrow "lesser items" from time to time, but allways
with collateral of the same value.
The problem with collateral is often that either you are over-collaterating, under-collaterating, or collaterating with pure ped, all of these three are equally atrocious as in case 1, YOU can get scammed, in case 2 YOU could still scam the other party (for the measily peds its worth?), and in case 3, the person you give your peds to as collateral might notice that he could claim it was a sale.
So this whole collaterating thing has to be a very delicate equilibrium to work, and make sure that if you are lending your item out, the collateral is something that would a) cover more or less exactly your losses, b) be an item you know you can sell rather easily if you dont want to use it.
IF, however, you choose to either lend out without collateral, or borrow without collateral, i humbly ask that you atleast take the time to get to know this person first.
Heres a trust scam that my friend was a victim too:
It all started with my friend meeting a girl in EU, they chatted for a long time the first meet, and started to enjoy eachothers company. Time flew by, they enjoyed several nice hunts and got to know eachother quite well it seemed.
Then the time came, over a year after they had first met, when suddenly, the female avatar was without a gun in mid hunt, so my friend lent him he's pistol (todays value is well over 50,000 ped, was much less "back then"), they hunt and have fun, loot is rather good and everything is fine, untill...
Suddenly this female loggs off before the hunt is complete, never to be seen again.
Not only did my friend lose he's gun, he got heartbroken, he lost faith, and was in dispair, how could this person do this, after all this time? he asks himself.
As you can see, its a rather brutal story (but nevertheless a true one).
Just a reminder to all of you to be carefull out there, things might not be as they appear...
// Exo