I don't blame OP for wanting to vent, this game can become very frustrating when you are in a downswing. As everyone has said, MU is king. However, what many ubers may forget is that this is currently very difficult to achieve without a significant investment. All of the players I've spoken to that are profiting from hunting have thrown a lot of money into high end gear and have the skills to hunt the right mobs that drop high MU items (as well as the bankroll to cycle enough to achieve this). On the other end of the spectrum, there are also very low level mobs that drop high MU loot and you can eco-hunt them for (very slow) profit. It's the mid-level players that have the most difficult time trying to squeeze MU, since that's the bulk of the player base and those mobs are hunted the most frequently.
Everyone says MA is greedy. Well their financials are public, so let's have a look. They took on a large amount of debt for the CryEngine port, and have been operating at a loss ever since. 2015 was their first profitable year in a long time, and even that was only just barely.
Currently they have roughly 100mil in debt, and about 125mil in unconsumed player holdings. This is roughly 225mil of contingent liability. They only have around 45mil in total assets, only 5mil of which is liquid. 2015's profit was about 4mil. I'm no financial guru, but to me this can be summarized as: "We potentially owe 225mil, we have 5mil cash, and we currently profit close to nothing." I wouldn't call these "greedy" numbers, but it does show why it takes 3 months to withdraw - they don't actually have any money backing all of those expensive virtual assets you bought.
But, even though the company's numbers (as an entity) are not that good, here's an interesting one:
Personnel costs: SEK 22mil
Average employees: 34
22mil for 34 employees. That's an average cost of 650,000 per employee. In the US the personnel cost is typically around 1.5 times their salary, I have no idea what it is for Sweden; but let's just say it's double, that's still an average salary of 325,000 per employee. Obviously that's not what they are paying everyone, so it sounds to me like a couple of people in the company are making a LOT of money; meanwhile the company runs at a deficit.