In this game, the bank system is worth to use if you need some ped for a short time.This quote is hidden because you are ignoring this member. Show Quote
You dont take loans for 3-10 years here, you take them for days, a week, max a month.
1000p loan for a week with this interest cost you 7p.
i used the bank system only 1 times, found a good investment opportunity, but had no ped available, loaned ped from Twin Peaks bank for my gear, earned 2500p on it in a few days, got back my item with like 5p interest fee.