There is no MU if you dont loot ESI Thats why MU is so high and only few people are selling... That stops anyone by selling skills.
EST (Earth Shock Trooper) armor gives a 60% bonus to crit damage when wearing the full set. But it's (L) and expensive... hence the desire for zero defense
Everyone who is interacting with more than the Trade Terminal is at risk being banned. You can get "bad peds / scammed items" anytime from a
I take it you don't use any of the various funds either then?