Funny how cars and computers are alike
You know what happens when you have an IT guy driving a car when anything breaks down?
He switches it off and then back on again in hope a reboot will work...
Now, I considered it funny, but one day my car started flushing a little red icon showing engine problems. I called my car repairman and he asked: "have you tried switching all off and then back on again??". I tried and the car run smoothly to the service centre where they said nothing was wrong...
So yes... PCs and cars are very much alike. Don't use them if you drunk, don't use them on drugs, do reboot in case of trouble
Now back on topic.
It seems GC saves your ass anyway. Even if you get unlucky enough to get hacked (or you piss someone off enough to make them try to hack you) they may change some details but won't be able to log in.
So, to all who have anything worth rl money on their accounts - get a bloody GC! It ain't that expensive and it may save you in times of trouble.
I'd also advice having few e-mail addressses and the one you use for Entropia keep just for this one purpose. I have it done this way - different e-mail for EU, different for forum, different for job issues. Accounts are not related, from different places, different servers. PC locked with a password, noone can access my PC without my knowledge. All passwords with small and capital letters and numbers.
Ofc it may all get hacked, but why should you make hacker's job any easier?