You can be in denial all you like. But, if 1250ped is all you got.. unless you hunt real small mobs.. your risk of ruin will be too high.. and it would be your own fault.
Since I did the math on ROR of EU...
If your bankroll is 1250ped and you cycle 2000ped a day.. your risk of ruin is 32%... but is offset by markup.
That 2000ped can be made up of:
667 3 ped mobs
333 6 ped mobs
250 8 ped mobs
200 10ped mobs
167 12ped mobs
A good rule of thumb for a hunt is 500 kills, but really could be up to 5000 kills before returns reach their mean (depending on size).
And risk of ruin should be always less than 5%. For me, it's 2% because that gave me peace of mind.
The other way to look at it.. your bankroll should be 4x the amount you lose in tt per month on average.
If you have 1250ped and are doing high hp mobs, you're just gambling and it is your fault for going broke.
Stop being a jaded victim. You want to be a pet farmer.. great. But don't blame mindark for losing the ped in a week going for 12ped mobs.
For the record, my post was really about the cost to play....a contribution to the thread. I've always accepted and was happy to deposit, because it's a business, so I'm happy to support the game I like, but everyone has there limits.
But the message your saying is this, no matter how much skill you have (for me that's 341K with 584 attributes), no matter how many years you build your avatar, you must still hunt noobs mobs.
Or another way of putting it. The more skill you have the more you should expect to lose, should you hunt to your abilities. Now I think that sucks.
Actually because MA have never paid me a 5 digit hof (10K+), I often wonder if I've done quite well in comparison to maybe others. I do believe hofs are part refunded losses. Maybe they throw a few ad-hoc big hofs out there, to confuse the players.
The game pays if wants, regardless of payroll. Like I said before I've ran "all" hours in xmas MM for £100 (1250 ped) twice. But it will switch you off once it decides they've given you enough fun. Now for the record many times I've experienced a card drain no matter how big the card may be. Why is it you can have continuous globals for weeks, then the shutdown occurs on a personal level and no matter if you have 20k or 2K...the card clean will be on the menu.
Or another interesting point for me, is if I pay for 10 years, what kind of build are MA holding back on me, and when are they going to drop it. Maybe never. Maybe we're all born with a trigger point our big hof will pop.
But here's the crunch point for me. I'm happy to pay the £100 a month. That's a £1200 a year customer to MA, money gone. I'm cool with that, I pay £100 a month for virgin web/phone/tv package.
If that's not good enough, maybe I pay £100 every two months...how about that. Or maybe £100 twice a year.
I've been around the block in all ways over the years, tried everything. I know how the game rolls. I know who it always pays constant loot too and who it goes after for more money.
My aging ava, just wants to tick along....that's all. Not a whine, not a moan. Just my personal view of the economy and cost to play.
Easy really
Rick
ps: I used to pay tons more. But hey, family, single worker, times change. The game needs to adapt to the players, it's not all one way traffic.