Interesting topic. I say this for a couple of reasons.
1. I play this game to kill time
2. I never thought about the reality of making money in it
Like anything in life, if you want to make money, you have to spend money. Whether you invest it in a business or stocks, there is a pro and con to both situations.
In my short time in this game, I have seen a lot that has upset me and also put a big smile on my face.
I have met some really cool people in this game. Very nice people that I cant thank enough. Its like our own virtual world right lol.
Then there are the days where I worked my ass of trying to grind by sweating and to have it all devasted by "no resources found" or "no loot"
Its not that I havnt managed my peds, I have and I still do, its just frusturating. Im grinding by the pennies everyday.
I have managed to disciple myself and to continue my philosophy of sweating everyday and keeping a minimum of 10k sweat in storage.
Now to answer your question: This is what the Beanster would do.
100k ath is 10k real money. That is a lot of money. I dont care how much you have, 10k is a lot to anybody.
My luck is horrible so I dont think it will happen to me. I will loose a bingo game if you gave 50 numbers on a 52 number coverall...but if this happened to me...I would think long and hard about the situation.
I would NO DOUBT withdraw half, the other half, I would invest into something in the game if the price was right. If it wasnt, I would definately withdraw the other half and say the hell with it.
I look at it this way. I have managed to get nice things (in my eyes) so far by sweating and continuing to work hard withouth taking the depositing role. Its hard at times, but it has worked.
Patience and money managment is the key to this game. You have to invest in certain things that will help you in the future, but you also have to save up and make sure when you go out hunting or mining your not back to zero. Eventually your minimum runs will put you ahead.
If by chance this happened to me, I would definately get half the money out, and think all my options before making a decision on the other half.
Best of luck
Bean