It's not even the fact that not everyone understands the risk.
And the fact that investing in a volume of up to 10 CLD - this is a mistake.
For first year of holding of CLD your ROI will be very low!!!
Calculating ROI for first year:
For 10 CLD:
$1554 to buy
15000 PED in CLD as a result (-$54 for transfer)
$216 USD - your ROI, if you recieve 40 PED per week (for year)
So, $10 to withdraw your %
$216-$10=$206
And 3.5% comission for bank transfer again:
$206-3,5%=$198,79
$198,79-$54,0 (comission to buy (difference between 1554 and 1500 ingame)) = $144,79
$144,79/1554*100 =
9,32% for first year!
For 5 CLD:
$777 to buy
7500 ingame - 5 CLD
$108 - your ROI for year
$10 - withdraw
$98-3,5%=$94,57
-$27,0 (comission to buy) = $67,57
67,57/777*100 =
8,7% for first year!
For 3 CLD:
$463,2 to buy
4500 PED ingame - 3 CLD
$64,8 - your ROI for year
$10 - withdraw
$54,8 - 3,5% = $52,88
$52,88-$13,2 (comission to buy) = 39,68
39,68/463,2*100 =
8,56% for first year!!!
If price will rise more than 1500 PED - your real ROI will be same as bank deposit for US Dollars!
Yes, for the second year % of return will be higher, but no one considers the first year