And Remember I dont want to deposit. Think about it, are you more likely to deposit if the withdraw was instant or if it took 3 months.
Hm, you know that's another very valid point, I hadn't thought of that. It's true though, I'd definitely deposit a lot more, hundreds more in fact, since I could put put forward a larger investment and not need to worry about not getting anything out of it for 3+ months, and could also pull out if I started to lose too much. Perhaps it's something MA hasn't thought of either. It would definitely increase deposits for them, and while the withdraw rate would increase it seems like the deposit rate would increase even more, giving them more profit in the end.
Hard to see their reasoning, if it really were "fraud" as they claim they'd have a verification process you could go through. Other sites do this to allow instant withdraws. No reason for MA not to, if fraud was the reason.
As for not having enough funds to cover all withdraws, well of course they don't have enough to cover if everyone in the entirety of EU were to withdraw at the exact same time. But we all know that would never happen, in fact most depositors consider money deposited money lost, and even have a monthly budget. And remember you need to have over 1,000 PED so most non-depositors wouldn't be able to withdraw anyway, since I don't think they really have 1,000 PED on them at one time (with the exception of a few that have been there a while). Meaning it's very very unlikely that you'd be able to make 1,000 PED directly from MA in a short amount of time without depositing.
So we'll focus on the depositors. I'm guessing the majority of players don't deposit (since anyone can easily play for free). Now the majority of depositors also have no intention of withdrawing. Most see any profit simply as a bonus, and they'll get themselves something extra in Entropia instead.
So now we have the minority of the minority of players that actually plan of withdrawing. The majority of
those probably aren't focused solely on profit, and most of them won't even make enough profit to withdraw. So we cut it again and move to those that do plan on withdrawing and have enough funds to withdraw (at least 1,000 PED). I'm assuming most of them won't be withdrawing very often, since I doubt that many are making 1,000 PED a week for example. So, I'm gonna say the average player in this category would be in a position to withdraw a $100 - $200 USD every few months. They probably won't be draining their accounts each time since they'd need to keep reinvesting most of it.
Now that we have those, we can break it down even further. I'm sure not all of them made a profit. For example maybe they deposit $100 each month and are able to get $200 back every few months. So that's $300 spent, and they get $200 + a little fun in return. (I'm also assuming the majority of those making 1,000s of PED regularly deposit more, with the exception of a few)
In this case MA gains more money than they lose.
(the above numbers are just examples, don't take them literally)
So, we can safely say that only the minority of the minority of the monitory... ehhhh let's just say a very small percent
...is actually able to make a large profit in Entropia,
want to withdraw the money, and withdraw more money than what they deposit. And of course those withdrawing a little every few months doesn't hurt MA anyway (which you already know because of the 3 month wait).
So let's break it up again, and say only those that are steadily making more than 2,000 PED
profit every week (since they will need to reinvest, in this case we'll say 50%) would actually be able to hurt MA financially. The people in this category, plus the few exceptions in the other categories that I've mentioned throughout this.
But there's no way they'd be able to cause MA to go bankrupt all on their own, even if they did all just happen to withdraw at the same time (if the withdraw system was instant). Since the profit they're making is still much much less than the money going into it from other players, since most making a profit are making it
from those other players, and they're even encouraging them to deposit more. The ones making a large enough profit to hurt MA, are also the ones that are helping MA the most already. If they were to give up on Entropia, it would probably hurt MA more than if they were to withdraw every week vs every 3 months. Remember they
are still withdrawing either way, the only difference here is time.
As another note, MA is currently hit with larger withdraws at a time, rather than a steady, predictable flow of smaller amounts. If anything, having a longer time is worse for them if they're worried about not having enough to cover it.
To sum all that up, only a small percent of players withdraw, and out of that only some of them withdraw more than they deposit, and only some make enough to be able to withdraw more than 1,000 PED every few months, and those that do withdraw more generally give more to Entropia than they take out (for example improving the other player's experience, bringing more players into the universe, and encouraging others to deposit more). In addition, they're withdrawing the same amount of money in the end, so unless it's a psychological thing as I mentioned before, the same amount leaves MA in either case.
This is the reason I think they're trying to use the psychological method, as a way to get more people to not withdraw as much. Even if it's not working as well as they think.
Personally I think their marketing team is doing a terrible job, in many areas. There's so much more they could and should do. I think this is one area, now that you've pointed out that other fact about depositing. Perhaps they didn't quite think it through enough, which wouldn't surprise me.
They really have nothing to lose by allowing instant withdraws for verified members. Only things to gain. Maybe they'll consider this in the future.