Making relationships even more important, which is one thing I enjoy about entropia. If you can borrow/lend things through a system that is 100% safe, what would be the reason to ever buy something that's worth more than a certain amount of peds?
Why would anyone ever buy anything if there is no need for it? To save a couple of peds of fee?
Imagine owning some of the big, end game items and this system is implemented. What might happen to the current value of the gun, when there is no one who would buy it because it would be insane to buy it, when you can just borrow it?
I let my friends use my gear.
Friends also let me use their gear.
The only time I'd need collateral is when I am trying to make a deal with someone I do not know IRL or have not known for a long time in game. And this comes with a risk, of course.